Home Insurance

We only work with home insurance companies you can trust. With one in three of us likely to be burgled in our lifetime, and millions of properties at risk of flooding, home insurance should be regarded as a necessity. In fact, many mortgage lenders insist that you have building cover before they will lend you any money. Home Insurance consists of:

Building insurance - most mortgage lenders insist that you have building insurance before they offer a home loan. It protects the bricks and mortar of your property and permanent fixtures, such as fitted kitchens and bathrooms. It also covers outbuildings, such as garages, greenhouses and sheds, but boundary walls, fences, gates and driveways are not usually included.

Contents insurance - not compulsory but advisable. Contents insurance protects your possessions. That means anything from electronic goods, furniture and jewellery, to sports equipment and the food in your freezer. Increasingly, garden plants and tools are insurable too.

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